Anum Community Bank Shareholders Authorize Issuance of Bonus Shares

Shareholders of Anum Community Bank PLC in the Eastern Region have approved a bonus share issue to boost the institution’s capital base, ensuring compliance with the Bank of Ghana’s updated minimum capital directive for community banks.

The approval took place at the bank’s 43rd Annual General Meeting (AGM) held at the Presbyterian Church of Ghana (Ebenezer Congregation) in Anum. During the meeting, shareholders also approved the audited financial statements for the year ended December 31, 2025, endorsed directors’ remuneration, and authorized the Board to set the external auditors’ fees.

The event was attended by shareholders, traditional leaders, local government officials, and key industry stakeholders, including representatives from the Bank of Ghana, ARB Apex Bank PLC, and the Association of Community Banks (ACB) Ghana.

Financial Performance & Resilienceath-to-node
In his address, Board Chairman Richard Sarbah Eshun highlighted the bank’s stability amid macroeconomic pressures in 2025, such as declining treasury bill yields, rising utility overheads, and higher tax expenses.

Although profit before tax dropped 41.06%—from GH¢3.64 million in 2024 to GH¢2.15 million in 2025—the bank achieved growth across most core balance sheet indicators:

Total Operating Income: Grew 10.73% to GH¢27.21 million (up from GH¢24.57 million).
Interest Income: Increased from GH¢22.24 million to GH¢24.06 million.
Net Interest Income: Rose 7.24% to GH¢21.78 million (up from GH¢20.31 million).
Total Assets: Expanded by 23.98% to reach GH¢131.90 million (up from GH¢106.39 million).
Customer Deposits: Surge of 34.08% to GH¢107.69 million (up from GH¢80.32 million).
Loans & Advances: Grew 31.57% to GH¢47.65 million (up from GH¢36.22 million).
Shareholders’ Funds: Increased 13.03% to GH¢16.48 million (up from GH¢14.58 million).
Stated Capital: Advanced 45.19% to GH¢3.22 million (up from GH¢2.21 million).

On the cost and liability side, operating expenses rose to GH¢23.47 million (from GH¢19.68 million), while financial liabilities reached GH¢115.42 million. Short-term investments expanded to GH¢56.72 million, reinforcing the bank’s strong liquidity position. The bank’s Capital Adequacy Ratio (CAR) stood at 15.31%, comfortably surpassing the regulator’s 10% benchmark.

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Anum Community Bank Shareholders Authorize Issuance of Bonus Shares