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Anum Community Bank PLC

Agricultural Loans

Our Agricultural Loan is designed to provide financial support to farmers, agribusinesses, farmer groups, and other players in the agricultural value chain. The facility helps finance crop production, livestock farming, fisheries, agro-processing, farm inputs, equipment, and other agricultural activities.

The loan is tailored to improve productivity, increase income, and promote sustainable agricultural development.

Features

  • Applicant must maintain an account with Anum Community Bank PLC.

  • Available to individual farmers, farmer groups, agribusinesses, cooperatives, and agricultural enterprises.

  • Loan may be used to finance crop production, livestock, poultry, fisheries, agro-processing, irrigation, farm inputs, and agricultural equipment.

  • Applicant should demonstrate experience in farming or agribusiness and provide evidence of a viable agricultural enterprise.

  • Acceptable collateral may include landed property, farm assets, produce, a cash lien, or any other security acceptable to the Bank.

  • Loan amount is determined based on the applicant's financing needs, repayment capacity, and the viability of the agricultural enterprise.

  • Repayment terms are structured to align with the agricultural production cycle and expected cash flows.

  • Competitive interest rates.

Benefits

  • Access to affordable financing for agricultural production and agribusiness.

  • Flexible repayment schedules that reflect seasonal farming activities.

  • Increased productivity and business growth.

  • Financing for the purchase of farm inputs, equipment, and working capital.

  • Competitive interest rates.

  • Free business and agricultural advisory services.

  • Dedicated support from our experienced lending team.