Commercial / Trading Loans
Our Commercial / Trading Loan is designed to provide financial support to individuals, traders, corporate bodies, enterprises, and Small and Medium-sized Enterprises (SMEs) to meet their business, trading, and working capital needs.
Whether you are a wholesaler, retailer, distributor, market trader, or business owner, our Commercial / Trading Loan provides the financial support you need to purchase stock, expand your operations, increase inventory, or meet other business-related expenses.
Features
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Applicant must maintain an account with Anum Community Bank PLC.
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Applicant should be a loyal customer and must have operated an active account with the Bank for a minimum of six (6) months.
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Available to traders, business owners, SMEs, corporate bodies, and other eligible enterprises.
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Loan facilities may be used to purchase stock, finance trading activities, increase working capital, or support business expansion.
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A minimum of two (2) salaried guarantors whose salaries are paid through the Bank is required.
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Acceptable collateral may include landed property, other approved assets, or a cash lien ranging from 20% to 33% of the approved loan amount.
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Loan repayments are made on a monthly basis over a maximum repayment period of twenty-four (24) months.
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Applicant must demonstrate satisfactory account turnover, good credit history, and the ability to repay the loan.
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Applicant must provide evidence of a viable and sustainable business.
Benefits
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Easy access to business and trading finance.
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Flexible repayment terms.
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Competitive interest rates.
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Increased working capital to support trading and business operations.
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Finance for stock purchases and business expansion.
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Dedicated customer support throughout the loan period.
Products & Services
We are here for you. Get in Touch!
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Call Us on
0248636324